Listings
One lender takes the whole listing. The borrower names the card, amount and term, and one lender funds all of it — no partial fill, nobody bidding against you.
The card never leaves their wallet. Posting freezes it in place, your USDC goes to the borrower at the fill, and the card only moves if the loan is not repaid.
Miss both deadlines and the card is the whole remedy. After the term and a further window you may take the card instead of your money — no auction and no residual either way — though a repayment that lands before your claim confirms still stops it.
The repay date a row shows assumes you fund it now, because the clock starts at the fill; cover and the share of appraised value come from the card’s own metadata, which nothing on chain checks.